body {
  margin: 0;
  font-family: Arial, sans-serif;
  background: #f4f6fb;
  color: #1a1a1a;
}

.container {
  width: 90%;
  max-width: 1180px;
  margin: 0 auto;
}

.topbar {
  background: #0b3d91;
  border-bottom: 4px solid #f4b400;
  padding: 18px 0;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand {
  color: #fff;
  font-size: 2rem;
  font-weight: 700;
}

.tagline {
  color: #dfe8ff;
  font-size: 1rem;
  margin-top: 4px;
}

.quote-btn,
.main-btn,
.secondary-btn {
  display: inline-block;
  text-decoration: none;
  border-radius: 6px;
  font-weight: 700;
}

.quote-btn {
  background: #f4b400;
  color: #0b3d91;
  padding: 14px 22px;
}

.hero {
  background: linear-gradient(rgba(255,255,255,0.75), rgba(255,255,255,0.75)),
              url('https://images.unsplash.com/photo-1505693416388-ac5ce068fe85?auto=format&fit=crop&w=1600&q=80') center/cover no-repeat;
  padding: 55px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 30px;
  align-items: start;
}

.small-heading {
  color: #0b3d91;
  font-weight: 700;
  margin-bottom: 10px;
  text-transform: uppercase;
  font-size: 0.95rem;
}

.hero-text h1 {
  color: #0b3d91;
  font-size: 3rem;
  margin: 0 0 15px;
  line-height: 1.1;
}

.hero-text p {
  font-size: 1.15rem;
  line-height: 1.6;
  max-width: 760px;
}

.button-row {
  margin-top: 25px;
}

.main-btn {
  background: #0b3d91;
  color: #fff;
  padding: 14px 24px;
  margin-right: 12px;
}

.secondary-btn {
  background: #f4b400;
  color: #0b3d91;
  padding: 14px 24px;
}

.info-card {
  background: rgba(255,255,255,0.96);
  padding: 24px;
  border-radius: 8px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.12);
}

.info-card p {
  margin: 0;
  padding: 12px 0;
  border-bottom: 1px solid #ddd;
  font-size: 1rem;
}

.info-card p:last-child {
  border-bottom: none;
}

.services-section {
  background: #fff;
  padding: 50px 0;
}

.services-section h2,
.why-box h2,
.contact-box h2 {
  text-align: center;
  color: #0b3d91;
  font-size: 2rem;
  margin-top: 0;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 30px;
}

.service-box {
  background: #eef3fb;
  padding: 24px 16px;
  text-align: center;
  border-radius: 8px;
  font-weight: 700;
  color: #0b3d91;
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.bottom-section {
  background: linear-gradient(135deg, #0b3d91, #124aa8);
  color: #fff;
  padding: 50px 0;
}

.bottom-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.why-box ul {
  list-style: none;
  padding: 0;
  margin: 20px 0 0;
}

.why-box li {
  margin-bottom: 14px;
  font-size: 1.1rem;
}

.why-box li::before {
  content: "✔ ";
  color: #f4b400;
  font-weight: bold;
}

.contact-box p {
  font-size: 1.08rem;
  line-height: 1.7;
}

.footer {
  background: #f1f1f1;
  padding: 18px 0;
  color: #333;
  font-size: 0.95rem;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

@media (max-width: 900px) {
  .hero-grid,
  .bottom-grid,
  .services-grid {
    grid-template-columns: 1fr;
  }

  .topbar-inner {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .hero-text h1 {
    font-size: 2.2rem;
  }

  .button-row a {
    display: block;
    margin: 0 0 12px 0;
    text-align: center;
  }

  .footer-inner {
    text-align: center;
    justify-content: center;
  }
}